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We Offer $500 Down Buy Here, Pay Here!! View more ...He finds a dealer to work with through Auto Credit Express and takes out a $8,500 loan at an interest rate of 16% for 48 months (four years). Without tax, title, and license fees or insurance costs factored in, here’s what his loan would look like with different down payment amounts: Down Payment. Monthly Payment. Total Interest Paid. $500 ...Drive Now specializes in providing buy here pay here auto loans for people with various types of credit. We know that used car customers in Arizona sometimes need a little help to find the right auto loan provider. If you have a low credit rating or have been turned down in the past, we are here to help you get the vehicle you need.$500 Down Cars in Cape Girardeau, MO. 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