Becu home loan rates

Take advantage of a BECU HELOC and get: Protection from rising rates with our fixed-rate option. 1. Low APRs on fixed and variable-rate options 2. No origination fees, which means no application, no appraisal, and no closing fees 2. No pre-payment penalties 2. Consolidate high interest–rate debt at a lower rate.Fixed Interest Rates. Fixed Rate 12 Year No Fee. 6.875. %. APR. 12-Year Fixed No Fee. Refinance Only. APR Effective 2/16/2024. More about 12 Year No Fee Fixed Rate home loans. FHA & VA loans require additional funding fees and/or mortgage insurance, reflected in the monthly payment and/or APR when applicable. FHA rate based on 96.5% LTV, VA rate based on 100% LTV. Additional underwriting may apply for FHA & VA. Estimated payments do not include taxes or hazard insurance. Product Example Loan Amount Maximum LTV ... Get a Low New Auto Rate Even on a Used Auto. Refinancing Can Save You a Bundle. Save for later. Use our vehicle loan comparison tool to compare different scenarios for down payments, monthly payments and terms for auto loans. Visit our page to learn more.Rates Home Loan Rates BECU is a not-for-profit credit union committed to the financial well-being of our members. We offer better rates, fewer fees and more …Rates Home Loan Rates BECU is a not-for-profit credit union committed to the financial well-being of our members. We offer better rates, fewer fees and more …When you borrow money from a bank, credit union or online lender and pay them back monthly with interest on a set term, that’s called a personal loan. Choose a personal loan that b...FHA & VA loans require additional funding fees and/or mortgage insurance, reflected in the monthly payment and/or APR when applicable. FHA rate based on 96.5% LTV, VA rate based on 100% LTV. Additional underwriting may apply for FHA & VA. Estimated payments do not include taxes or hazard insurance. Product Example Loan Amount Maximum LTV ... For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.We would like to show you a description here but the site won’t allow us.If you’re suspicious of a call or message, don’t respond – contact us immediately at 800-233-2328, in Online Banking or in the mobile app. Learn more about social engineering scams. Find out how members can save …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. TheStatistics taken between 2004 and 2017 show a steady decline in homeownership in America, which is probably due to the costs attached to getting your first property. One of the bes...BECU (Boeing Employees Credit Union) IRA Rates ; 3.09% · $50k · -, 12 Month IRA ; OTHER TIERS: 3.04% → $500 - $50k.What to look for: BECU’s rates are highly competitive and start at 6.49% for new vehicles and 6.99% for used vehicles. Pentagon Federal Credit Union. PenFed Credit Union …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. The 5 days ago · Features & Benefits. Predictable payments. No origination fee. Loan amounts up to $766,550. Can be used on primary and secondary homes. For first-time homebuyers, you can make your dreams of homeownership a reality with a First-Time Homebuyer Grant from BECU. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.Variable Annual Percentage Rate (APR) for first and second lien position home equity lines of credit will vary with the Prime Rate as published in the Wall Street Journal. As of 12.4.2023, the variable rate for new home equity lines of credit is Prime + 0.00% to Prime + 5.75% (8.50% APR to 15.25% APR). Your rate will not exceed 18.00% APR.If you are a homeowner, BECU offers a home improvement loan if you don't have or don't want to tap the equity in your home. ... Your final APR may differ from your loan interest rate due to additional fees that may apply. Advertised APR in effect as of 11/20/2023 and is based on a BECU member with an excellent credit score and a loan …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.Jumbo 5/6 ARM SOFR. Best Choice If: You plan to stay in your home a short period of time. You want a longer initial fixed period than the 3/6 ARM. You want to keep your payments low. You want to qualify for a higher loan amounts with lower interest rates. You want the stability of a fixed monthly payment for first 5 years of loan.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.Mortgage Rates. The Loan Consultant feature determines the products and rates that match your needs.. Find RatesWhen it comes to taking out a mortgage, finding a home loan with a lower interest rate can save you thousands of dollars over the life of your loan. You can get a free copy of your...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.Certificate of Deposit (CD) Interest Rates ; 12-17 Month CD with Member Advantage. 5.00 · 12 - 17 Month CD with Member Advantage ; 12-17 Month CD. 4.75 · 12 - 17 ...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. If you wish to apply without E-Consenting, please contact a Mortgage Loan Officer by calling 206-439-5772 or by scheduling an in-person appointment with a Mortgage Loan Officer at becu.org. If you just started house hunting, use our calculators to get a good idea of your loan options. The next step is to see what you qualify for.Be a first-time homebuyer. Loan amounts up to $766,550. Gift funds may be eligible to cover a portion of closing costs. 3. Contribute a minimum of 1% of the down payment (additional closing costs may be required). Total income of all borrowers on the loan may be up to 100% of the Area Median Income (AMI) for the BECU First-Time Homebuyer Grant.Feb 1, 2024 · Choosing a HELOC from BECU. Home equity lines of credit (HELOC) allow you to borrow money using the equity or value of your home as collateral. HELOCs may be a better alternative than a credit card, or personal loan, as rates tend to be lower (as the loan is tied to your home), and interest paid may be tax deductible. 5. As a credit union owned by its members, BECU is focused on helping increase the financial well-being of its members and communities through great rates, low or ...30 Year Fixed High-balance Loan. Best Choice If: For loan amounts from $766,551 to $1,149,825 for one-unit properties, $981,501 to $1,472,250 for two-unit properties, depending upon location of subject property. Only available for properties in California, Idaho, Pennsylvania, and Washington. You plan on staying in the home long-term.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. New and improved jumbo loan parameters ; No Origination Fee; We offer up to a $1,250,000 loan amount at 95% Loan-to-Value; We finance up to $3 million dollars . …Small businesses are just as important as the headline-grabbing moneymakers we’ve all heard about. These family-run firms often trade out of homes or small units. These are compani...5 days ago · Instead of scrambling to cover 3% of a home's down-payment cost (depending on your loan program), eligible BECU members need only come up with 1% – BECU pays the rest of the down payment. To offer an example, if you secured a home loan worth $300,000, your down payment would only be $3,000 instead of $9,000. What to look for: BECU’s rates are highly competitive and start at 6.49% for new vehicles and 6.99% for used vehicles. Pentagon Federal Credit Union. PenFed Credit Union …Loan approval rates continue to slowly rise, but not fast enough, according to the Biz2Credit Lending Index, released April 12. Loan approval rates continue to slowly rise, but not...If interest rates decrease over time, to a level that is lower than your current mortgage rate, the time to "refi" may be here. Or maybe you are interested in taking some cash out of your home for debt consolidation or home improvement. A "refi" lets you use your home's equity to invest in your future.Or choose to lock in your interest rate with BECU's Fixed Rate Advance Option. Cash-Out Mortgage Refinance. Refinancing an existing mortgage loan can provide ...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. If interest rates decrease over time, to a level that is lower than your current mortgage rate, the time to "refi" may be here. Or maybe you are interested in taking some cash out of your home for debt consolidation or home improvement. A "refi" lets you use your home's equity to invest in your future.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. The Qualifying Products. BECU rewards members taking steps toward financial health. Improve your credit score, we may lower your loan rate (if you’re not already receiving our lowest score). Qualifying products include auto loans, boat loans, RV loans, personal line of credit, personal loan, and credit cards.Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period.Access to home loan assistance programs, first time home buyer grants, and more. Jumbo Home Loan If you've found a home that requires a loan amount over $766,550, look into a BECU jumbo home loan.LPP is an optional benefit offered through BECU. Provides monthly auto loan payments in case of involuntary job loss, disability or loss of life. Monthly program cost is based on loan balance and package options. To apply, call us at 800-233-2328 and ask about getting LPP added to your loan.Land Loans. Secure the financing you need to purchase land. Want to learn more about land loan rates and fees? Contact us at 800-233-2328 ext. 5772. You can also make an appointment to speak with a BECU mortgage advisor. If you are interested in buying land to build now or later, a land loan may be right for you.BECU Mortgage Rates Rate Schedule Effective: 2/9/2024 7:54:00 AM Thank you for considering BECU for your clients' home loan needs. BECU is a not-for-profit credit union committed to the financial well-being of members. We offer competitive rates, low fees and affordable financial services.Pre-Qualification. Getting pre-qualified is like getting an estimate from a lender, detailing how much of a loan you can likely afford. It serves more as a guide of what you may qualify for, rather than a conditional loan approval. Pre-qualification is helpful for determining the loan amount you can afford. Open the " Getting Pre-Qualified ...Personal loans have an annual percentage rate (APR) varying from around 3% to 36% APR. The interest rates you can receive will depend on a range of factors, such as your credit score, income, and debt-to-income ratio. On a loan of $10,000 over 5 years, the cost could vary between $10,781 and $21,680. The interest cost is between $781 and …Home Equity and Home Improvement Loans Home Equity Line of Credit Primary Residence APR Second Home & Vacation Home APR Rental & Investment Property APR Variable Rate LOC 8.74 % –11.59% 10.09 10.84 34 Fixed Rate Advance 7.99% – 10.84% 9.84% – 10.59% 10.34% – 11.09% Home Improvement Loan APR Estimated Monthly …Estimate your monthly payment with our Mortgage Calculator. VA 15-Year Fixed. The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $350,000 and an estimated property value of $350,000 (100% LTV). The property is located in Olympia, WA and is within Thurston County.Estimate your monthly payment with our Mortgage Calculator. VA 15-Year Fixed. The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $350,000 and an estimated property value of $350,000 (100% LTV). The property is located in Olympia, WA and is within Thurston County.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Home Equity and Home Improvement Loans Home Equity Line of Credit Primary Residence APR Second Home & Vacation Home APR Rental & Investment Property APR Variable Rate LOC 8.74 % –11.59% 10.09 10.84 34 Fixed Rate Advance 7.99% – 10.84% 9.84% – 10.59% 10.34% – 11.09% Home Improvement Loan APR Estimated Monthly …Today's competitive mortgage rates †. View current mortgage rates for fixed-rate and adjustable-rate mortgages and get custom rates. Rates based on a $200,000 loan in ZIP code 95464. Purchase price* $. $60,000 - $2.5 million. Down payment* $. 5% or more of purchase price. ZIP code*.The Loan payment protection program (LPP) provides financial assistance during times of hardship. LPP is an optional benefit offered through BECU. Provides minimum monthly [credit card] payments in case of involuntary job loss, disability or loss of life. To apply, call us at 800-233-2328 and ask about getting LPP added to your loan.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. TheFeb 1, 2024 · Choosing a HELOC from BECU. Home equity lines of credit (HELOC) allow you to borrow money using the equity or value of your home as collateral. HELOCs may be a better alternative than a credit card, or personal loan, as rates tend to be lower (as the loan is tied to your home), and interest paid may be tax deductible. 5. Owning a home is a dream come true for many Americans, and a Federal Housing Administration (FHA) loan can be a great tool for buying one. If you’re thinking of buying a home, you ...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. LPP is an optional benefit offered through BECU. Provides monthly auto loan payments in case of involuntary job loss, disability or loss of life. Monthly program cost is based on loan balance and package options. To apply, call us at 800-233-2328 and ask about getting LPP added to your loan.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.Home Loans. When you finance with BECU you'll benefit from competitive home loan options with no origination fee. Low Rate Credit Card. 0% APR for the first 12 months for purchases, and pay no annual or balance transfer fees. Auto Loans. Low rates, financing at select dealerships and member only benefits save you more.When you're preparing to refinance or purchase a new home, you may apply for a loan long before the closing date. Once the closing date is only a month or two away, the lender will...Please provide your annual income and we will calculate the maximum amount you can potentially refinance. This calculator assumes that the loan-to-value of your refinance will not exceed 80%. My annual income is. Calculate.According to Business Dictionary, a loan drawdown is when someone withdraws funds from a loan facility. Practical Law says lenders often allow drawdowns to give money advances to b...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All interest rates and annual percentage rates (APRs) are accurate as of the effective date and are subject to change without notice.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Refinancing with a fixed rate loan is best for home owners looking to stay in the home at least 10 years, and want the security of fixed mortgage payments, while taking advantage of lower interest rates. BECU offers a variety of fixed-rate mortgage options. Learn more about Fixed-Rate Loans. Adjustable Rate Mortgage (ARMs) Adjustable-rate ...For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.BECU financing is available on-site with many participating dealerships. • New auto loan interest rates apply to used cars up to two years old. Your ...Get great loan rates on motorcycles, ATVs, personal watercrafts and more. BECU offers competitive interest rates on home loans as well as low rates on auto, boat and rv loans. With better rates and fewer fees, BECU offers attractive alternative to …BECU is a member-owned, not-for-profit credit union committed to improving the financial well-being of our members and communities.Adjustable-Rate Mortgages (ARM) and Fixed-Rate loans are available. Receive financing for loan amounts up to $3 million with up to 75% loan-to-value. Up to 80% loan-to-value also available for loan amounts of $2.5 million and below. Interest-only payments are required during the construction period. 12 or 18-month build periods are available.Loan amounts up to $766,550. Can be used on primary and secondary homes. For first-time homebuyers, you can make your dreams of homeownership a reality with a First-Time Homebuyer Grant from BECU. You might qualify for up to $8,000 toward your down payment or closing costs with a First-Time Homebuyer Grant 1 that you don't …Home Equity and Home Improvement Loans Home Equity Line of Credit Primary Residence APR Second Home & Vacation Home APR Rental & Investment Property APR Variable Rate LOC 8.74 % –11.59% 10.09 10.84 34 Fixed Rate Advance 7.99% – 10.84% 9.84% – 10.59% 10.34% – 11.09% Home Improvement Loan APR Estimated Monthly …19 BECU reviews. A free inside look at company reviews and salaries posted anonymously by employees.I have a VISA Credit Card with them, which only has a small max credit line, but also a very low interest rate (8% I think). Both of these things make it easy ...Take advantage of a BECU HELOC and get: Protection from rising rates with our fixed-rate option. 1. Low APRs on fixed and variable-rate options 2. No origination fees, which means no application, no appraisal, and no closing fees 2. No pre-payment penalties 2. Consolidate high interest–rate debt at a lower rate.When you borrow money from a bank, credit union or online lender and pay them back monthly with interest on a set term, that’s called a personal loan. Choose a personal loan that b...6 days ago · Low Opening Requirements of $500. Bump Certificate of Deposit. Do you like keeping tabs on financial markets and following interest rate forecasts? A 12- or 24-month Bump CD might be a good choice. These have a one-time option to increase the interest rate on your investment to the current BECU published rate for the equivalent term CD. Certificate of Deposit (CD) Interest Rates ; 12-17 Month CD with Member Advantage. 5.00 · 12 - 17 Month CD with Member Advantage ; 12-17 Month CD. 4.75 · 12 - 17 ...Get great loan rates on motorcycles, ATVs, personal watercrafts and more. BECU offers competitive interest rates on home loans as well as low rates on auto, boat and rv loans. With better rates and fewer fees, BECU …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Reasons to refinance: Switch from an adjustable rate loan to a fixed rate mortgage. Change from one adjustable rate loan to another to lower your monthly payment. Reduce your interest rate and your monthly payment. Build equity faster by shortening the term of your loan to 15 or 20 years. Refinancing is simple.The housing prices in Al-Qadisiyyah can be relatively affordable, making it an attractive option for families seeking a peaceful residential area. When it comes to transportation in …10 Year ARM (10yr/6mo) Adjustable-rate loans (ARMs) give you the advantage of increased buying power if you only plan on staying in your house a few years. An ARM may allow you to qualify for a larger home loan amount and get more house for your money, plus you'll have lower payments during the first years of your loan.For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. Home Equity and Home Improvement Loans Home Equity Line of Credit Primary Residence APR Second Home & Vacation Home APR Rental & Investment Property APR Variable Rate LOC 8.74 % –11.59% 10.09 10.84 34 Fixed Rate Advance 7.99% – 10.84% 9.84% – 10.59% 10.34% – 11.09% Home Improvement Loan APR Estimated Monthly …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice.We offer better rates, fewer fees and more affordable services for homeowners looking to refinance their home loans. Learn more about refinancing your home. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 …For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Additional Information Regarding Rates: All rates and annual percentage rates (APRs) are accurate as of the effective date and time and are subject to change without notice. 5 days ago · 10 Year ARM (10yr/6mo) Adjustable-rate loans (ARMs) give you the advantage of increased buying power if you only plan on staying in your house a few years. An ARM may allow you to qualify for a larger home loan amount and get more house for your money, plus you'll have lower payments during the first years of your loan. Feb 13, 2024 · We offer better rates, fewer fees and more affordable financial services to home buyers. 8 Easy Steps to Homebuying. For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772. Check Rates and Apply. Low Opening Requirements of $500. Bump Certificate of Deposit. Do you like keeping tabs on financial markets and following interest rate forecasts? A 12- or 24-month Bump CD might be a good choice. These have a one-time option to increase the interest rate on your investment to the current BECU published rate for the equivalent term CD.Refinancing with a fixed rate loan is best for home owners looking to stay in the home at least 10 years, and want the security of fixed mortgage payments, while taking advantage of lower interest rates. BECU offers a variety of fixed-rate mortgage options. Learn more about Fixed-Rate Loans. Adjustable Rate Mortgage (ARMs) Adjustable-rate ...While it really doesn't matter why you need a new house, it does matter how you go about purchasing it. No one likes the hassle of buying a home the old way, including us. That's why we've invested our energy into streamlining and updating the entire mortgage process. We're pleased to bring you a faster, more technologically advanced way to ...5 days ago · Instead of scrambling to cover 3% of a home's down-payment cost (depending on your loan program), eligible BECU members need only come up with 1% – BECU pays the rest of the down payment. To offer an example, if you secured a home loan worth $300,000, your down payment would only be $3,000 instead of $9,000. Features and Benefits. Loan amounts range from $250 to $10,000. A low fixed rate. The rate is 3% higher than the current savings rate. Your loan payment history will be reported to the major credit bureaus. There's no credit check to qualify for the loan. Your savings accounts will continue to earn interest.View BECU's current home loan interest rates for mortgages and home equity lines of credit. Fixed Rate | Home Equity (HELOC) | Refinance | Adjustable Rate Mortgage (ARM) | Jumbo | Construction | Government. | Csqdyhn (article) | Mtwqd.